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Asian Endowment & Whole Life

Asian Endowment & Whole Life

Asian Endowment & Whole Life

Salient Features :

* This policy will acquire paid-up value or surrender value * This policy will be eligible for loan * This Policy will have maturity value * This policy will participate in profits

  • Minimum age at entry: 16 years
  • Maximum age at entry: 65 years
  • Minimum Term: 5 years
  • Maximum Term: 54 years
  • Maximum Maturity Age: 70 Years
  • Minimum Sum Assured: Rs. 50,000
  • Maximum Sum Assured: According to the financial condtion of the life to be assured.
  • Premium Paying Mode: Yearly, Half-yearly, Quarterly.


Rebates:

Rebates on Large Sum Assured

  • Rs. 201,000 to 3,00,000: Rs 1 in Basic Premium
  • Rs. 301,000 and Above: Rs 2 in Basic Premium

Rebates on Mode of Payment

  • Yearly : Less 2%
  • Half Yearly : Less 1%


Benefits:

Death Benefits:

  • In case of life Assured's death during the paying term, the basic sum assured+vested Bonus upto date of death is paid.
  • In case of life Assured's death after the premium paying term, an amount equal to Sum Assured is paid.


Riders:

  • Accidental Death Benefit(ADB) with additional price

( Accidental Benefits is available upto age 70, irrespective of Premium Paying Term, by Payment of additional premium. Maximum ADB Sum Assured is Rs 500,000.)

First Policy Issued Date :

  • 2065/03/04