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Joint Life (Dampatti Suraksha)

Joint Life (Dampatti Suraksha)

Salient Features :

  •     This policy will acquire paid-up value or surrender value
  •     This policy will be eligible for loan
  •     This Policy will have maturity value
  •     This policy will participate in profits
  •     Minimum age at entry: 18 years (lower age among husband and wife -16 years)
  •     Maximum age at entry: 50 years
  •     Minimum Term: 15 years
  •     Maximum Term: 30 years
  •     Maximum Policy Maturity Age: 65 Years
  •     Minimum Sum Assured: Rs. 50,000
  •     Maximum Sum Assured: According to the financial condition of the life to be assured.
  •     Premium Paying Mode: Yearly, Half-yearly, Quarterly.


Extras/Rebates of Sum Assured Amount:

Rebates on Large Sum Assured

  • SA Rs. 151,000 to Rs 300,000 : Rs 1 in Basic Premium
  • SA Rs. 301,000 to Rs 500,000 : Rs 1.5 in Basic Premium
  • SA Rs. 501,000 and above : Rs 2 in Basic Premium

Rebates/Extra on Mode of Payment

  • Yearly : no discount
  • Half Yearly : Extra 3%
  • Quarterly : Extra 4%

Death Benefits:

  • In case of Death of the Life Assured of any one among two within Policy Term, full sum Assured will be paid.
  • Within Policy Term in case of death of another life assured, full Sum Assured with vested Bonus will be paid.
  • By the end of Policy Term, in case of one assured alive Full Sum assured with vested bonus will be paid.
  • By the end of Policy Term, in case of both assured alive, Full Sum assured with vested bonus will be paid.

Riders :

  • ADB with additional price

First Policy Issued Date :

  • 2070/07/11