‘Asian Surachha Plus’ Term Life Insurance

‘Asian Surachha Plus’ Term Life Insurance

Salient Features:

  1. Minimum Age at Entry : 16 years
  2. Maximum Age at Entry: 64 years
  3. Maximum Age at Maturity: 65 years
  4. Minimum Sum Assured: Rs.25,000
  5. Maximum Sum Assured: Based on ther proposer’s source of income
  6. Policy Term:
    • Minimum Policy Term:
      • Single and Regular Premium Payment: 1 year
      • Limited Premium Payment : 5 years
    • Maximum Policy Term: 15 years
  7. Premium Payment Term:
    • Minimum Premium Payment Term:
      • Single and Regular Premium Payment:1 year
      • Limited Premium Payment: 2 years
    • Maximum Premium Payment Term:
      • Single Premium Payment: 1 year
      • Regular Premium Payment: 15 years
      • Limited Payment: 10 years
  8. Premium Payment Mode:
    • Single Premium: Single
    • Limited and Regular Payment Mode:
Payment Mode Policy Term Premium Paying Term
Single Premium Payment 1 to 15 years 1 year
Regular Premium Payment 1 to 15 years 1 to 15 years
Limited Payment 5,10, and 15 years Term 5 years: 2 or 3 years
Term 10 years: 2, 3 or 5 years
Term 15 years: 2, 3, 5 or 10 years

 

Terms and Conditions of Payment:

  1. Incase of death of insured, sum assured will be paid.
  2. Incase of survival of insured till maturity, no claim will be paid.
  3. Incase the insured wants to surrender the policy:
  4. Incase the insured wishes to surrender the policy, under single premium payment and under limited premium payment method if at least 50 percent premium has been paid, the premium will be returned as per terms and conditions mentioned on the policy document.

Terms and Conditions will be applicable.

Following Optional Benefits can be added with the payment of additional premium:

  1. Funeral Expenses:
  2. Accidental Death Benefit(ADB)
  3. Accidental Death Benefit, Permanent Total Disability, Premium Waiver Benefits(ADB+PTD+PWB)

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