Dhan Sambriddhi (Limited Payment Anticipated Endowment Plan)

Dhan Sambriddhi (Limited Payment Anticipated Endowment Plan)

Salient Features :

  • This policy will acquire paid-up value or surrender value
  • This policy will be eligible for loan
  • This Policy will have maturity value
  • This policy will participate in profits
  • Minimum age at entry: 16 years
  • Maximum age at entry: 60 years
  • Term: 10,15,20 and 25 years
  • Maximum Policy Maturity Age: 70 Years
  • Minimum Sum Assured: Rs. 50,000
  • Maximum Sum Assured: According to the financial condition of the life to be assured
  • Premium Paying Mode: Single, Yearly, Half-yearly, Quarterly, Monthly

Extras/Rebates of Sum Assured Amount:
Rebates on Large Sum Assured

  • SA Up to Rs.500,000 :No Discount
  • SA Rs. 501000 to Rs 25,00,000 : Rs 0.5 in Basic Premium
  • SA Rs. 25,01,000 to Rs 50,00,000 : Rs 1 in Basic Premium
  • SA Rs. 50,01,000 to Rs 1,00,00,000 : Rs 1.5 in Basic Premium
  • SA Rs. 1,00,01,000 and above : Rs 2 in Basic Premium

Rebates/Extra on Mode of Payment

  • Yearly : 2% Rebate
  • Half Yearly : 1%Rebate
  • Quarterly : No Discount
  • Monthly : 5% Extra

Death Benefits:
On Death Of Life Assured before maturity date of the Policy :

  • In case of single premium policy 2.5 times of basic Sum Assured + Bonuses declared on basic sum assured and vested in the policy and in case of regular premium policy basic sum assured +Bonuses declared and vested in the policy without deduction of survival benefits already paid.


Riders :

  • ADB : with additional price
  • ADB/PTD/PWB : with additional price

On Survival to:

Term 10 Years

  • 3 Yrs from commencement: 15% of basic sum assured
  • 6 Yrs from commencement: 25% of basic sum assured
  • 8 Yrs from commencement: 60% of basic sum assured

Term 15 Years

  • 4 Yrs from commencement: 30% of basic sum assured
  • 8 Yrs from commencement: 30% of basic sum assured
  • 12 Yrs from commencement:40% of basic sum assured

Term 20 Years

  • 4 Yrs from commencement: 15% of basic sum assured
  • 8 Yrs from commencement: 20% of basic sum assured
  • 12 Yrs from commencement: 25% of basic sum assured
  • 16 Yrs from commencement: 40% of basic sum assured


Term 25 Years

  • 5 Yrs from commencement: 15% of basic sum assured
  • 10 Yrs from commencement: 20% of basic sum assured
  • 15 Yrs from commencement: 25% of basic sum assured
  • 20 Yrs from commencement: 40% of basic sum assured

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