Salient Features :

• This policy will acquire paid-up value or surrender value
• This policy will be eligible for loan
• This Policy will have maturity value
• This policy will participate in profits
• Minimum age at entry: 16 years
• Maximum age at entry: 60 years
• Term: 10,15,20 and 25 years
• Maximum Policy Maturity Age: 70 Years
• Minimum Sum Assured: Rs. 50,000
• Maximum Sum Assured: According to the financial condition of the life to be assured
• Premium Paying Mode: Single, Yearly, Half-yearly, Quarterly, Monthly

Extras/Rebates of Sum Assured Amount:
Rebates on Large Sum Assured

• SA Up to Rs.500,000 :No Discount
• SA Rs. 501000 to Rs 25,00,000 : Rs 0.5 in Basic Premium
• SA Rs. 25,01,000 to Rs 50,00,000 : Rs 1 in Basic Premium
• SA Rs. 50,01,000 to Rs 1,00,00,000 : Rs 1.5 in Basic Premium
• SA Rs. 1,00,01,000 and above : Rs 2 in Basic Premium

Rebates/Extra on Mode of Payment

• Yearly : 2{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} Rebate
• Half Yearly : 1{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326}Rebate
• Quarterly : No Discount
• Monthly : 5{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} Extra

Death Benefits:
On Death Of Life Assured before maturity date of the Policy :

• In case of single premium policy 2.5 times of basic Sum Assured + Bonuses declared on basic sum assured and vested in the policy and in case of regular premium policy basic sum assured +Bonuses declared and vested in the policy without deduction of survival benefits already paid.

Riders :

• ADB : with additional price
• ADB/PTD/PWB : with additional price

On Survival to:

Term 10 Years

• 3 Yrs from commencement: 15{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 6 Yrs from commencement: 25{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 8 Yrs from commencement: 60{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured

Term 15 Years

• 4 Yrs from commencement: 30{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 8 Yrs from commencement: 30{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 12 Yrs from commencement:40{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured

Term 20 Years

• 4 Yrs from commencement: 15{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 8 Yrs from commencement: 20{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 12 Yrs from commencement: 25{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 16 Yrs from commencement: 40{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured

Term 25 Years

• 5 Yrs from commencement: 15{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 10 Yrs from commencement: 20{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 15 Yrs from commencement: 25{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured
• 20 Yrs from commencement: 40{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of basic sum assured