Salient Features :

• This policy will acquire paid-up value or surrender value.
• This policy will be eligible for loan
• This Policy will have maturity value
• This policy will participate in profits
• Minimum age at entry: 16 years
• Maximum age at entry: 60 years
• Minimum Policy Maturity Age 40 years
• Minimum Term: 5 years
• Maximum Term: 54 years
• Maximum Policy Maturity Age: 70 Years
• Minimum Sum Assured: Rs. 10000
• Maximum Sum Assured: According to the financial condtion of the life to be assured.
• Premium Paying Mode: Yearly, Half-yearly, Quarterly.

Extras/Rebates of Sum Assured Amount:
Rebates on Large Sum Assured

• SA Rs. 101,000 and Above: Rs 1 in Basic Premium
• SA Rs. 201,000 and Above: Rs 2 in Basic Premium

Add/Extras on Less Sum Assured

• SA Rs. 10,000 to 14,999 : Rs 6 in Basic Premium
• SA Rs. 15,000 to 19,999 : Rs 3 in Basic Premium
• SA Rs. 20,000 to 24,999 : Rs 1 in Basic Premium

Rebates on Mode of Payment

• Yearly : Less 2{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326}
• Half Yearly : Less 1{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326}
• Monthly : Add 5{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326}

Death Benefits:

• In case of Death of the Life Assured any time after commencement of risk, full sum Assured with the vested bonuses will be paid.

Time to Choose Annuity:

• At the Time of Policy Maturity

Annuity Payment Mode and Commencement of Annuity:

• Monthly : After 1 month of Policy Maturity Date
• Quarterly : After 3 months of Policy Maturity Date
• Half Yearly : After 6 months of Policy Maturity Date
• Annual : After 1 year of Policy Maturity Date

Annuity Options:

• Annuity payable for life.
• Annuity payable certain for either 5, 10, 15 or 20 years and thereafter payable for
  life.
• Annuity payable for life with return of purchase price on death.
• Annuity payable for life increasing @ 3{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} simple per annum.
• Joint Life annuity payable for life. (Second annuitant gets 100{ed3089be3df91177b12c482ac353d7884488b464d5dc5f3fe39cde1d24258326} of annuity on Death
  of First annuitant)

Riders :

• ADB, ADB+PTD+PWB with additional price

First Policy Issued Date :

• 2069/09/05