Term Insurance - एशियन सुरक्षा प्लस

Salient Features :

1. Minimum age at entry : 16 years
2. Maximum age at entry : 64 years
3. Maximum Age at Maturity : 65 years
4. Minimum Sum Assured : Rs. 25,000
5. Maximum Sum Assured : Based on ther proposer’s source of income.
6. Policy Term :
   • Minimum Policy Term:
     • Single and Regular Premium Payment: 1 year
     • Limited Premium Payment : 5 years
   • Maximum Policy Term: 15 years
7. Premium Payment Term :
   • Minimum Premium Payment Term:
     • Single and Regular Premium Payment:1 year
     • Limited Premium Payment: 2 years
   • Maximum Premium Payment Term:
     • Single Premium Payment: 1 year
     • Regular Premium Payment: 15 years
     • Limited Payment: 10 years
8. Premium Payment Mode :
   • Single Premium: Single

   • Limited and Regular Payment Mode:

     Payment Mode	Policy Term	Premium Paying Term
     Single Premium Payment	1 to 15 years	1 year
     Regular Premium Payment	1 to 15 years	1 to 15 years
     Limited Payment>	5,10, and 15 years	Term 5 years: 2 or 3 years Term 10 years: 2, 3 or 5 years Term 15 years: 2, 3, 5 or 10 years

9. Terms and Conditions of Payment:
   1. Incase of death of insured, sum assured will be paid.
   2. Incase of survival of insured till maturity, no claim will be paid.
   3. Incase the insured wants to surrender the policy:
   4. Incase the insured wishes to surrender the policy, under single premium payment and under limited premium payment method if at least 50 percent premium has been paid, the premium will be returned as per terms and conditions mentioned on the policy document.
10. Terms and Conditions will be applicable.
    Following Optional Benefits can be added with the payment of additional premium:
    1. Funeral Expenses:
    2. Accidental Death Benefit(ADB)
    3. Incase the insured wants to surrender the policy:
    4. Accidental Death Benefit, Permanent Total Disability, Premium Waiver Benefits(ADB+PTD+PWB)